Henderson State Bank - Privacy Policy

YORK BRANCH 627 LINCOLN AVE PO BOX 189 YORK, NE 68467 PHONE: (402) 362-1100	YORK DRIVE UP BRANCH 901 N GRANT AVE PO BOX 189 YORK, NE 68467 PHONE: (402) 745-6138	MAIN BRANCH 1040 N MAIN ST PO BOX 605 HENDERSON, NE 68371 PHONE: (402) 723-4441	GREELEY BRANCH 107 W O'NEILL AVE PO BOX 100 GREELEY, NE 68842 PHONE: (308) 428-9992	GILTNER STATE BANK BRANCH OF HENDERSON STATE BANK 216 TONYA DR PO BOX 38 GILTNER, NE 68841 PHONE: (402) 849-2400
Board Approval Date 2/18/2015				Rev 05/10/2023

FACTS	WHAT DOES HENDERSON STATE BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and checking account information
account balances and account transactions
transaction history and overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Henderson State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Henderson State Bank share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes-to offer our products and services to you	No	We don't share
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes- information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes- information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?

Call 888-542-8902 or go to www.hendersonstatebank.net

Who we are
Who is providing this notice?	Henderson State Bank

What we do
How does Henderson State Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Henderson State Bank collect my personal information?	We collect your personal information, for example, when you open an account or deposit money pay your bills or apply for a loan use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposesï¿½information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Henderson State Bank has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Henderson State Bank does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Henderson State Bank doesn't jointly market.